AmEx da Great
One of the biggest problems when you start working is that your expenses go up and you have no clue where all the money is going away. You have a thousand things to take care of including the pending bills, the loan repayment, telephone bills, investments if financial year is coming to a close and so on and so forth. One thing i can say with reasonable amount of confidence is that i am perhaps one of the worst tax planners that you would find in the country. When i joined the company i did not declare any of my investments and as a results the TDS for me was one of the highest in the batch and consequently the take home was the lowest in the MT batch. To top all that i suddenly realised that I went on a spree of saving company money at my own expense. So today the company owes me close to 50 grands of money. On top of all that I had a credit card bill of close to 32 grands (All official expenses for those of you who think I have left my miserly way of life). And on top of that i had to...